The best photovoltaic financing

When do I need a PV financing?

  • If you are planning to buy a solar system (asset deal) or to acquire a company owning a PV system (share deal)
  • If you want to participate also in large PV projects with low equity
  • If you want to increase your return on equity through leverage
  • If you want to replace your existing loan with a favorable photovoltaic financing in low-interest phases

The choice of the best photovoltaic financing

  • Comparability: The often only regionally active banks offer very different conditions
  • Conditions: Wide differences in interest rates, fixed interest, terms, collateralization and required equity
  • Requirements: Documentation, collateralization, equity ratio and procedural peculiarities present high hurdles for proposers
  • Time and effort: A simple indication on terms and feasibility often takes a long time and is related to much effort

Your exclusive advantages as a Milk the Sun client

  • Privileged treatments at our partner banks through close cooperation
  • A network of exclusively nationwide partner banks with contacts specialized in photovoltaic
  • Fast, easy and competent through our standardized and transparent application process
  • The procurement of necessary documents and reports with favorable conditions with well-known partners
  • A first indication usually within 48h. The key data makes the offered photovoltaic financing very easy to compare
  • Our qualified staff will advise you on the possibilities of your PV financing and assist you in every step of the application process

We have convinced you?

  • Order your tailor-made offer form Milk the Sun right now:

What clients say about us


Project funding is calculated, collateralised and spent on a project. This means that the photovoltaic system and its income serve as collateral and the applicant does not have to contribute any further collateral. The conditions are not based on the personal credit rating, but are based only on the expected returns of an investment.
The credit institution will always require the registration of a first ranking easement in the land register, unless the landowner is a public bearer. This allows the lender, in case of foreclosure of the property, to be the first to be served from the ground.
The borrower transfers the rights to the feed-in tariff to the lender through the respective energy supplier so that the lender can continue to service the loan in the event of the borrower's drop out.
When you buy a photovoltaic system, you can either just buy the plant to acquire it as your property (asset deal) or you can acquire a company (share deal) that owns the photovoltaic plant. This creates different demands on the lender as far as the contractual structure of the loan is concerned.
No. The photovoltaic system serves as collateral. The owner must assign the rights to the FiT remuneration and, if necessary, register a first-class easement in the land register.
Yes. There is always a need for equity. The required height varies greatly and always depends on the underlying photovoltaic system.
According to the leverage effect, the return on equity may, under certain conditions, be leveraged if part of the investment is financed by debt. For this purpose, the interest on debt capital must be lower than the return on investment, which should be the case for photovoltaic systems that can be financed. Thus, it is always worthwhile in terms of return on equity, as much leverage as possible to use.
Yes, our partner banks offer fixed interest rates. This pays off in the current low-interest phase and can be extended or shortened on request.
Depending on the size of the project, lenders for photovoltaic financing are demanding extensive documentation. Milk the Sun not only provides you with detailed checklists for your application, but can also assist you with the procurement of numerous documents and expert reports with preferential terms from well-known providers. The following documents are required, among others:
  • Yield report or yield estimation
  • RoI report
  • Title deed and plate
  • possibly static report
  • possibly Technical Due Diligence
  • possibly Legal Due Diligence
  • possibly historical yield data
Thanks to many years of experience in photovoltaic financing and because of to its proven cooperation with qualified partners, Milk the Sun has a direct connection to major banks. Experienced contacts are always available for questions and support in the application process.
No, the Milk the Sun service is completely free for you. Your request for financing is also not binding.